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Archive for August, 2011

What is the use of teenage life if there there is no car in that life? When you turn to be a teenager, you should worry about your appearance; whether you have pimple or not, whether your clothes are cool or not, whether your hair style is good or not. But among those worries, your main concern would be whether your dad will give you your first car or not, and if he does; what kind of car will he give you?

It always be a memorable moment for all of us when we first got our car as well as the exciting feeling we have when we drive our first car out. But how if the first car you got turn out to be old fashioned and looks like a junk? Well, it’s out of question. You must feel really fool to drive that thing out or you even don’t want to drive it out.

Don’t let that kind of thing happen to you. When you are about to get your first car, you should first find your car before your dad does and then you should just try to negotiate with your dad about that. But of course you should consider your dad’s budget in buying you that car. It is impossible for your dad to buy you a Lamborghini unless you are from a really wealthy family like Bill Gates.

You can try to get used cars for sale PA to get your first car. It doesn’t always to be a new car as your first car you know. You can search for a used car but with good condition as your first car. You will help your dad enlighten his financial burden with that.

Let’s see, you can check it out with Philadelphia auto sales. There are many good cars you can find there and if you have got your first car and it turn out to be broken, then you can get car repair Philadelphia to help you with your problem.

If you own an auto repair service business and you have been looking for cash to expand, good luck. Many businesses, not just auto repair have felt the frustration of the banking woes in a way that makes it difficult for any business to get cash. Banks just aren’t lending. So little that it has turned into a major talking point for pundits, voters, and politicians on the campaign trail with many asking the gov’t to step in and somehow get money flowing to small businesses.

Banks aren’t lending for many reasons. The primary reason is the substantial losses most banks have taken by underwriting bad or risky loans. They basically lent money to people that had no business getting money. The housing market had a spillover effect that impacted the rest of the financial markets and now they are gun shy.

So what do you do if you are a small auto repair business and need to add another bay to your garage. You know this bay will increase revenues dramatically but you need the money to do it.

What are your funding options?

Go to a bank. You can but the outcome will likely be no. If you go that route, expect the banker to require at least a 725 FICO and two years of tax returns. Friends and family. You may not have a partner now but you will if you take this route. Even though you only wanted a loan they will for some reason think they now have equity in your business. So unless you want a partner, think again. Merchant cash advance. This can be a great option for many businesses. It is not a loan but more of an advance of future credit card sales. These companies take a look at your credit card sales and based on what you processed in the past few months, use that as an indication of what you will do in the near future. They will usually lend you an amount equal to your monthly volume. They will take a small percentage out of your daily credit card sales to pay it back. The amount is usually between 8-25% and is typically paid back in around 6 months.

Underwriting guidelines

The underwriting guidelines for a merchant cash advance are very simple. Typically they include providing the following:

Four months of merchant statements Four months of bank statements Copy of business lease Copy of driver’s license

That is about it. Some companies can have your funds to you in just a few days with much less hassle than a bank. So if you need funds, consider a merchant cash advance.

Thinking of a cheap gift for a car enthusiast in your life? There are plenty of inexpensive unique automotive enhancements that would be appreciated by the automobile enthusiast on your list. The internet is full of unusual low cost auto accessories. Here are a few examples.

Most car lovers have an iPod, cellphone, or sunglasses, so why not consider a cellpad. The cellpad has a stickiness to it for mounting onto the dashboard or car console. The cell pad, also known as an iPod mat, has a resistant surface that holds the phone in position, keeps it from sliding around, and is in a location for easy access when you need it. Your ipod is in a safe place, does not get lost, or slide onto the auto floor from sharp turns or quick stops.

Here is another cheap car accessory gift idea. Consider the Wrap for auto security. The Wrap mounts to your steering wheel, is a bright yellow color, and holds the steering wheel secure from auto theft. Any tampering with the steering wheel, an alarm goes off, alerting passersby of the attempted theft. The bright yellow color, stainless steel reinforced side walls, and flashing led light is a great anti-theft deterrent. The space age look of the Wrap is a special gift for the auto enthusiast techie.

How about the automotive enthusiast who obsesses with rusty license plates. Consider the purchase of a license plate frame and this will be one cheap car accessory gift that will make your enthusiast happy. A license plate kit that includes a one piece clear lens and frame with a self-sealing rubber gasket will keep the dirt and moisture out and off the license plate. These license plate kits are available in different colors, making it a car accessory gift of choice for the hard to please.

Just wanted to give you a few ideas that are not often thought of when considering automotive enhancements, but are always appreciated by car enthusiasts. Remember it isn’t always so much about what something costs but the idea behind it.

1) Notice the appearance of the auto center-the outer appearance of the shop can tell you a lot about their business. Is it clean and well-lit? Does the equipment look modern? You can tell you will get the best repairs with the most up-to-date equipment.

2) If possible take a tour-If they will let you, walk around the body shop and talk to the staff members. You can ask them about their experience, how many years they have been working in this field, and you can get a feel from the mechanics if they seem competent and knowledgeable about repairs.

3) Look for special awards-While you are on your tour, try to notice any special awards or plaques on the walls or in offices. This is a good sign that they are well qualified and have undergone the necessary training to properly maintain your vehicle. The awards show that they really do know what they are doing.

4) Find out their policy-ask them what their policy is in case you don’t like their work. Ask them how long the repairs will take, if they will fix it at no charge or will there be additional fees? What is the warranty and how long is it good for?

5) Inspect the vehicle after its been repaired-once your vehicle has been repaired, notice if anything doesn’t look right and notify the body shop. Even if you don’t notice anything until you are home, notify the shop as soon as possible.

With these tips, you should be able to find a legitimately good auto body shop that is well qualified to take care of your vehicle. Class Auto Center, located in Long Beach, California, is a world-class auto repair shop that utilizes top of the line technology for servicing luxury vehicles such as Audi, Mercedes, Nissan GT-R, and BMW.

Replacing the brake disc, also called a rotor, on a front wheel drive car is considered a relatively simple task for a car owner.

First, raise the wheels of the car and support with jack stands for safety. Do not work on the car while it is only on a jack. Remove the wheel. Now, to replace a brake disc, the brake caliper must be removed. Locate the caliper attaching bolts, screws or clips that hold the caliper in place and remove them.

Next, remove the caliper by lifting straight out from the center of the wheel. The caliper should be lifted evenly and not one end before the other. It may be necessary to slightly spread the brake pads for easy removal. This can be done by using a pry bar to gently pry the caliper assembly outward. Support the caliper by tying it up with a rope or wire. Do not allow it to hang by the brake hose.

After caliper removal, the brake disc is ready to be removed. Many front wheel drive cars are equipped with a brake disc that simply slides off of the lug bolts. Some discs are held on by two or three screws. A few automobiles require a little more work. The nut of the drive axle may need to be removed and three or four bolts that hold the disc / hub assembly in place from the inside will need to be removed. Then the assembly can be separated to remove the disc. On most rear wheel drive vehicles, the front wheel assembly is held in place by the wheel bearings. These bearings must be removed to remove the disc from the hub assembly.

Reinstalling the new disc will be in the reverse of disassembly. Wheel bearings will need to be cleaned and repacked if removed. Take care to reinstall the brake pads correctly. New brake pads are recommended when replacing the disc. Check brake fluid level in the master cylinder and test the brakes thoroughly before driving.

Most

Hello and welcome back to our short series on automotive tools and how to guides for the new weekend warrior auto mechanic. These articles are meant for the average Joe who is looking to get his hands a little dirty on the weekend. In today’s article I’m going to cover the basic process for checking your car’s engine oil. This is a pretty important task as your oil keeps you engine lubricated and running well. Low oil levels or old oil can cause your engine to completely fail requiring a lot of time and money to be spent on a new one, so it’s best to check your oil regularly.

Here’s how to check your engine’s oil. Once the engine has stopped running for 10 minutes, or the car is cool locate the dipstick. It will be on the side of the engine. It will have a ring on the handle normally, but sometimes it has a T shaped grip. Pull out your dipstick and wipe it clean with a lint free rag or towel. Put the dipstick back into its tube. Sometimes it may get stuck, so turn it 180′s degrees to help guide it around the bend of the tube.

You will then want to pull the dipstick back out and look at the far end of it to see how high up the oil level is on the marked area. If the oil appears to be fairly clean and is just up to the add level, you can add some oil to the existing engine oil. If however the oil looks dirty and smells like gasoline, it’s time for an oil change. Put the dipstick back in and your done. That’s all there is to checking your car’s oil.